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Insurance Coverage Tips > Insurance > Casualty Insurance
Casualty Insurance
Casualty insurance policies are written to cover losses that are the direct result of an unforeseen accident(s).
Casualty insurance may include Auto liability insurance for car accidents, Marine insurance for shipwrecks or losses at sea, and etc.
An important type of casualty insurance for businesses is workers compensation insurance, which protects a company from liabilities that arise when a worker is injured in the course of work.
For homeowners or car owners it's important to have casualty insurance as damage can end up being a large expense.
Life, health and property insurance are typically excluded from the definition.
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